Corporate Funding
Working Capital or The Measure of a Company’s Ability to Pay Off its ShortTerm Debt Is the Difference Between Current Assets and Current Liabilities. Every Corporate/Firm/Entity requires working capital finance to meet the entire range of short-term fund requirements that arise within their day-to-day operational cycle.
We at LOAN HUB empower you to enhance your company’s financial facilities & optimize them to the fullest. Our services help you build a sound Working Capital structure, in Indian as well as foreign currencies.
Broadly classified into Fund Based Finance and Non-Fund Based Finance Capital, the following are the key forms of Working Capital financing:
CASH CREDIT
A facility to withdraw the amount from the business account even though the account may not have enough credit balance. Loan Hub services help facilitate the drawing power of the client based on the stock and book debts statements submitted by the borrower at monthly intervals against the security by hypothecating of stock.
DROPLINE OVERDRAFT
Drop line Overdraft is a facility wherein an amount can be utilized for working capital needs and the overdraft can be repaid over period of years. At the end of the tenure, the debt is repaid and converted into capital of the enterprises. We help activate facility for our esteemed clientele.
AGRICULTURAL INCOME BASED OVERDRAFTLIMIT
The OD limit is ascertained based on the income from agricultural land. The security to be given can be any other property other than agricultural land. The primary Security herein is the property and Stock and Debtors are considered as collateral security. Further, there is no required of submission of monthly Stock Statement and calculation of monthly Drawing Power.
LETTER OF CREDIT
Credit letter from a bank guaranteeing the buyer's payment to a seller will be received on time and for the correct amount. In the event that the buyer is unable to make payment on the purchase, the bank will be required to cover the full or remaining amount of the purchase. Letter of credit is used in both International and Domestic Transactions.
CLEAN OVERDRAFT
Clean Overdraft is an overdraft facility wherein Overdraft amount can be utilized for working capital needs. The primary Security herein is the property and Stock and Debtors are considered as collateral Security. Further, there is no required of submission of monthly Stock Statement and calculation of monthly Drawing Power, since the stock statement is to be submitted annually.
BUYERS CREDIT
Buyer's credit is the credit availed by an Importer (Buyer) from overseas Lenders i.e. Banks and Financial Institutions for payment of his Imports on due date. The overseas Banks usually lend the Importer (Buyer) based on the letter of Comfort (a Bank Guarantee) issued by the Importers (Buyer's) Bank. Buyers Credit for goods purchases can be for a period upto6 months.
BANK GURANTEE
In certain circumstances such as filing for tender or requirement of government body or dealing with a totally unknown concern, the parties require you to give a bank guarantee to enable you to bid for contract or supply the materials. It is at times like these that our experienced team steps in to help arrange Bank Guarantees on your behalf. from banks.
PACKING CREDIT (POST & PRE-SHIPMENT)
Packing credit limit is a facility sanctioned to an exporter in both Pre-Shipment and Post-shipment stage. If an enterprise has export orders, we can arrange Pre shipment and Post shipment credit up to 100% of the order value. This facilitates the exporter to purchase raw materials and manufacture or produce goods according to the requirement of the buyer and get it packed for onward export.
TERM LOANS
Term loan are usually required for a capital expenditure such as constructing a new factory, buying machinery, purchasing of office or expansion and up gradation of existing factory. We study future cash flow very thoroughly and arrange funds accordingly. Funds can be arranged in the range of 70% –75% of actual cost.
WORKING CAPITAL TERM LOANS
Working Capital Term Loan provides the dual benefit of Working Capital as well as Term Loan wherein a part of the funds could be given as term Loan allowing repayment of the same. where the company profits in future years are so that the client wants to slowly reduce the working Capital funds from bank and infuse his Net profit into business or in-case where the company is into stress and is unable to achieve the drawing power required for existing working Capital availed, then we can arrange the additional amount over and amount the drawing power in the form of Working Capital Term Loan.
About us
Welcome To Loan Hub Services
LOAN HUB was Established in the year 2009 and is pride to serve numerous clients with its best loan guide services. Loan Hub is committed to providing our clients with the highest quality services & one stop solution for all your financial needs.
The name Loan Hub is not just brand name in Financial Industry, but a proven financial associate of almost all private leading banks in Mumbai. We are associated with almost all Leading Nationalise Banks / MNC’S Banks / NBFC’s / Co-operative Banks / Private Leander’s for various financial products.
We ensure that you get a one stop solution that is tailored made specifically to meet your requirements. Whether you are purchasing your dream home, or consolidating debt, or investing in real estate sector etc., our highly experienced Expert Team can help you to find the right product at the lowest price.
The expertise we have gained by being in the business for over more than a decade enables us to identify the loan which would best suit you. Being as the best loan consultant in Mumbai, we focus on transparency in all processes. We ensure data security and are accountable.
We’re a global stakeholder relations and partnership building consultancy.
Collaborate Consulting exists to find the place where to being seemingly disparate interests meet. From that point of the connection, we create platforms.
We bring more than 24 years’ senior experience forging of
collaborations across government.
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We position our clients at the forefront of their field by advanced services.
We bring more than 20 years’ senior experience forging
collaborations across government, private sector and
international forums.
Consultio is a professional consulting company
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We have many reviews from our satisfied clients.
We also bring a strong interest in coaching and capability building, with an emphasis on emotional.
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Senior Director
I love that moment when we find the connections between organisations and envisage the initiative or platform.
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Senior Director
He was great in planting the seed and allowing the group to transition into a collaborative discussion pertaining.
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We also bring a strong interest in coaching and capability building, with an emphasis on emotional.
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